satya - 1/7/2014 1:53:35 PM

Copay - the simpler one

A mandatory amount you pay when you visit a doctor independent of any insurance you may have. Not sure if you need to pay this if you met all your deductibles. Probably...

satya - 1/7/2014 1:55:07 PM

Co-insurance - the confusing one....

What an insurance company wants to cover but wants a portion of that money from you! A doctor may charge more than this sum in which case you pay from your pocket .

satya - 1/7/2014 1:56:01 PM

Deductible - the burdened one

The amount of money you must meet each year before an insurance can start paying.

satya - 1/7/2014 1:56:47 PM

Does co-insurance or copay stop after meeting the deductible?

Does co-insurance or copay stop after meeting the deductible?

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